Very interesting! Thanks. All the more reason why the President and Congress should have
declared a moratorium on foreclosures during the Great Recession, and permitted bankruptcy
judges to adjust mortgages to market values and interest rates. The various forms of
infrastructure interact, sometimes in negative ways. (E.g. housing, health, judiciary,
finance) For example, foreclosures struck African-American families very badly, wiping out
a generation or more of African-American family wealth.
----- Original Message -----
From: "DavidKuehnUSDOT" <David.Kuehn(a)dot.gov>
Sent: Sunday, August 17, 2014 4:34:55 PM
Subject: [H+T--Friends] Post on Foreclosures and Health -- RE: H+T--Friends Digest, Vol
40, Issue 2
Ann Hartel's message from last week on foreclosures and health is interesting. I
wonder if the stress impacts are similar to those from eminent domain acquisition and
relocation. Is anyone familiar with research on this?
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Subject: H+T--Friends Digest, Vol 40, Issue 2
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1. Foreclosures and health (Ann Hartell)
Date: Wed, 06 Aug 2014 18:05:00 +0200
From: Ann Hartell <ahartell(a)gmail.com>
Subject: [H+T--Friends] Foreclosures and health
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Column on recent study by Janet Currie of Princeton.
"Losing your home to foreclosure can be bad for your health. Watching your neighbors
lose their homes to foreclosure can be just as debilitating. And the cost of the
additional visits to emergency rooms caused by communitywide foreclosures among those
caught up in the foreclosure crisis are staggering.
Health and home mortgages? Foreclosures and emergency room visits?
Distressed homeowners and kidney failure? Is there really a connection?
<http://ec.tynt.com/b/rf?id=bNYbpAvBir4Pxiacwqm_6l&u=TheHill>That's what I
and my colleague Erdal Tekin discovered when we looked specifically at communities hit
hardest by the housing crisis in four states---Arizona, California, Florida, and New
Jersey---and compared them to the number of heart attacks and stroke as well as treatment
for conditions related to hypertension and mental health. Writ large,our findings
that nationwide the 2.82 million foreclosures in 2009 resulted in an additional 2.21
million emergency hospital visits---an increase in hospitalizations that cost a whopping
$5.6 billion in that year alone.
Economists and health experts alike have documented a relationship between wealth and
health, and between changes in wealth and changes in health. But the links between losing
one's home or worrying about it when neighbors lose theirs and a rise in visits to
hospital emergency rooms may come as a surprise to academics and homeowners.
. . ..
The relationship between experiencing foreclosure or living in a neighborhood with high
foreclosure rates and more frequent and costly visits to the hospital should be factored
into our nation's health and housing policies. Distressed homeowners need access to
preventative medical care that would allow them to more safely cope with the health
threats posed by foreclosure. And institutions that provide home mortgages must be closely
regulated to ensure that they do not threaten the financial well being of homeowners with
sudden surges in interest rates or other predatory practices.
Perhaps it's time for policymakers to consider the role of home mortgages
in"Health Impact Assessments "
<http://www.cdc.gov/healthyplaces/hia.htm>to improve communities' public
Institute for Multi-Level Governance and Development Department of Socioeconomics
WU/Vienna University of Economics and Business Austria http://www.wu.ac.at/mlgd
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